We get a lot of questions, but we will try to answer our most asked questions here.
I want to buy a home. How do I get started?
Step one is talking to a lender. They will tell you how much you can afford, or what you’d need to do in order to afford a home.
Should I find the home I want before getting pre-approved?
No. You may not get approved for the amount that you need for the home, or you may not get approved at all.
Which lender do I use?
You can use your lender of choice. Our team can find you a home regardless of the lender you use. We can provide a few recommendations on local, quality lenders in El Paso.
What credit score do I need?
You need a minimum of a 580 credit score with most lenders. Some lenders are more flexible than others, but they will require a larger downpayment. If you have a 580 credit score, the next thing a lender will look at it is your debt to income ratio.